Some call it the “American Dream”—owning your own home.
In fact, 88% of Americans say they would prefer to own their own place rather than renting a house or apartment. Why? Well, there is quite a lot to love about having your own place.
Homeownership offers these benefits:
- Your own place. Obviously. But this means so much: Decorate it how you like. Change it. Customize it. Paint it. Enlarge it. When you rent a residence, you rarely have the opportunity to make it your “own place.”
- Privacy. In most cases, a house doesn’t have noisy neighbors. There’s no one above or below you playing their music or working out at 3 AM. You can enjoy the peace and quiet of a house that is separated from other people.
- Community. When you set down roots, you become a part of the neighborhood and the area you live in. You have the opportunity to make new friends who become long-term friends. If you have children, you inevitably grow further into the fabric of your community. It’s great to belong!
- Lower housing costs. Rents have been rising in recent years, outpacing mortgage payments. If you have a fixed rate mortgage, your monthly payment will remain the same for the life of the loan (excluding taxes and insurance). Rental rates are guaranteed to rise year after year.
- Investment. For many people, their home represents their biggest asset. A regular monthly payment is a simple, easy and automatic way to invest your money. You are adding to your savings, while at the same time most real estate is appreciating in value.
- Much more. Every homeowner has a personal set of needs and desires for their house. The benefits are wide, varied and rewarding.
Ready to find your perfect house that you can fall in love with?
Connect with Kurzner Group to find and own the perfect house in the Atlanta area.
